Detached, Townhouses, Duplexes—What Is Best For You?

Detached, Townhouses, Duplexes—What Is Best For You? - Source Mortgage - Mortgage Experts Alberta - Featured Image
Detached, Townhouses, Duplexes—What Is Best For You?

If you’re looking to purchase a home, you’ve probably come across a plethora of choices. The first decision you will need to make is whether you are looking for a detached house, a duplex, or a townhouse. This will help you narrow down your search and a home that fits your unique needs. This week, we are going to explore each of these options and what homeownership would look like in these different structures.

Detached Home

Detached homes are the most well-known type of house. They are situated on their own lots and as such share no walls with their neighbours. These types of homes empowers the owner to make as many changes to the structure or surrounding land as the city will allow.  Many of these homes feature larger back yards or outdoors areas. This can be a great choice for people with children or pets who need extra space. However, the cost of this freedom is reflected in the purchase price of a detached home. They are generally more expensive and the responsibility of upkeep is solely on the owner.


Duplexes are two unit houses with separate entrances for each resident. The only shared aspect of a duplex is the connecting wall. Otherwise each unit has its own kitchen, bathroom, bedrooms, and sometimes even their own yard. Some buyers choose to purchase both sides of a duplex and use one as a rental unit, creating a great opportunity for consistent income. If you only purchase one unit in a duplex, it’s important to be aware that you won’t be able to choose your neighbours. That connecting wall can transfer noise and heat, so you have to be comfortable living so close to another resident.


Townhouses take the idea of a duplex and multiply it. They are often a series of individual residences attached side by side in a row. They will all share at least one wall with their neighbours, or two if they are in the middle. There are two types of townhouses: freehold and condominium. With freehold townhouses, you own the townhouse and the land it’s on. With condominium townhouses, you only own the house and any land or common areas are shared with neighbours. In these instances, maintenance and repairs are funded by an additional monthly fee.

Living in Southern Alberta offers a variety of choices for potential homeowners. From detached homes to townhouses, you can find exactly what you’re looking for! At Source Mortgage, we can connect you with a mortgage for almost any type of home you can imagine! Call us today to get started.

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Heartwarming Stories

Source was absolutely great to work with - went above and beyond to help us get everything done when buying our new home. Highly recommended!! Chad and Jenelle Richards Jan 09 2013

Chad and Jenelle Richards
Added January 23rd 2013

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