Latest Listings

What You Need to Know About New Canadian Debt Servicing Guidelines
What You Need to Know About New Canadian Debt Servicing Guidelines

In recent months, big changes have been made to the way Canadian banks look at your available income and debt servicing for the purposes of loan qualification, and those changes could have enormous effects on your ability to qualify for a home. The changes reflect the decision of the Ministry of Finance to tighten borrower [...]

0
By Lori on March 24, 2014
in Uncategorized
mortgage broker
How Does a Mortgage Broker Get Paid?

If you’re in the market for a mortgage you’ve likely been shopping around for the best rate. With mortgage interest rates as low as they are these days there isn’t a big difference between the rates different lenders can offer. However, even half a percentage point can make a big difference over the life of [...]

0
By Lori on March 15, 2014
in Uncategorized
home loan
Why Tighter Credit Requirements Are a Good Thing

In the past couple of years, we’ve seen the Canadian government (and mortgage providers) tighten up a bit when it comes to credit and down payment requirements. Simply put, it just isn’t as easy as it used to be to qualify for a home loan, at least not with most lenders. And, while the more [...]

0
By Lori on February 28, 2014
in Uncategorized
mortgage
One Thing You’ll Learn the First Time You Work With a Mortgage Broker

Every month, more and more Canadians are discovering that, when it comes to buying a house, they don’t necessarily have to take the first mortgage offered by their local bank. That’s because mortgage brokerage companies like ours are slowly bringing them around to the benefits of shopping around and comparing different lenders. When that happens, [...]

0
By Lori on February 18, 2014
in Uncategorized
mortgage
Interesting Houses around the World

There are some pretty wacky homes out there, but these eighteen really stand out! With everything from a seashell-shaped home to a futuristic “bubble castle,” these homes will floor you! Written by Lori Donovan. Visit Lori on Google+

0
By Lori on February 10, 2014
in Uncategorized
mortgage application
What Your Local Bank Might Not Want You to Know About Mortgage Brokers

Although local banks don’t technically have a monopoly on Canadian home loans, it sometimes seems as if they do. After all, tens of thousands of home buyers march into their local branch each year, ask about a mortgage, and then sign on the dotted line without ever having a look around to see what’s available. [...]

0
By Lori on January 30, 2014
in Uncategorized
Home loan application form
Could You Save Thousands This Year by Refinancing Your Home Loan?

Now that a fresh January is upon us, most of us will be thinking back to the year that has passed, as well as looking ahead to the 12 months to come. As part of that process, you may take a quick overview of your finances, and even set some financial goals. And when you [...]

0
By Lori on January 15, 2014
in Uncategorized
Mortgage concept
How Involved Should Realtors® be in the Mortgage Process?

Very often, we meet with Realtors® (or have new clients referred to us from Realtors®) who don’t know a great deal about the mortgage approval and selection process. That’s certainly understandable, given that the Realtors® we know have enough to worry about, and plenty of other details to stay on top of. But, given that [...]

0
By Lori on December 30, 2013
in Uncategorized
Mortgage application
How to Make Life Easier For Your Mortgage Broker (and Yourself)

As we noted in a recent post, mortgage applications and approvals aren’t final until they’re actually approved. In other words, that great pre-approval letter you got from a lender locks you in at a certain rate, but it doesn’t guarantee it, or an approval amount, until all the paperwork has been finalized. Why bother bringing [...]

0
By Lori on December 15, 2013
in Uncategorized
Couple buying their first home
10 Helpful Hints for Buying a Home

Lots of homeowners get lost in the details when buying a home, but there are some things you have to keep in mind. This article on Yahoo! lists the top ten things you should know when looking at a new home. Written by Lori Donovan. Visit Lori on Google+

0
By Lori on December 6, 2013
in Uncategorized
Page 10 of 14« First...89101112...Last »

Heartwarming Stories

Source was absolutely great to work with - went above and beyond to help us get everything done when buying our new home. Highly recommended!! Chad and Jenelle Richards Jan 09 2013

Chad and Jenelle Richards
Added January 23rd 2013

Interest Rates

6mth Term 3.95%
1yr Term 2.99%
2yr Term 2.69%
3yr Term 2.99%
4yr Term 3.39%
5yr Term 3.04%
V.R.M. Prime-.65 or 2.35%

Follow us on facebook

Market Updates, Success Stories,
Community Love