Poor or non-existent credit can be a tricky hole to climb out of. As a result, it’s easy to become a little bit gun-shy and try to avoid everything “credit.” But the reality of is that the world we live in is built on credit. From shopping to groceries to mortgages, this is how we live. The only way to improve it is to use it.
The simplest way to build your credit is through the controlled use of a credit card. Lenders essentially need to know that you can handle money given to you for financing. Over time your credit will start to improve as long as you are consistently paying your card down on time or making an earnest effort to pay off the full balance each month. If for some reason you cannot pay your card off in full for a couple of months, keep the balance below 30% of what you are borrowing.
Visa brand: Visa is one of the most versatile credit card brands on the market today. In fact, it is accepted in over 150 countries around the world.
Best rates in the biz: Our cards have highly competitive interest rates, some being as low as 9%!
Features for your life: What do fraud protection, mobile device insurance, and travel rewards all have in common? They are all features that we offer on our credit cards. Find your features, find the perfect card for you.
Debt consolidation: Sometimes our debt can creep up on us and become overwhelming. We can help consolidate your debt through the use of a credit card so that you are only focused on paying one lender and not spreading yourself so thin.
We know that there isn’t just one solution for everyone, that’s why we offer a number of different cards to choose from depending on your needs. Check out the listing here. Ready to apply? Go to www.loridonovanmortgages.ca and get started today!
Source was absolutely great to work with - went above and beyond to help us get everything done when buying our new home. Highly recommended!! Chad and Jenelle Richards Jan 09 2013
Chad and Jenelle Richards
Added January 23rd 2013
|V.R.M.||Prime-.65 or 2.35%|