Archive for the ‘Uncategorized’ Category

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Dominion Lending Centre’s Top 50 Brokerages

We’re always proud of the hard work that we do at Source Mortgage, and that hard work has paid off. In April, Source Mortgage was part of Dominion Lending Centre’s Top 50 Brokerages, and you can trust that we’ll continue working to maintain the high standard of service. Thank you to all of our clients [...]

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By Lori on June 25, 2018
in Uncategorized
Executive Award
We’ve Received an Executive Reward!

Source Mortgage Centre is proud to receive an Executive Reward from Dominion Lending Centre, for being among their top 20% for performance throughout all2017! We’d like to thank all of our clients who have worked with us over the years for their support, and to everyone on the Source Mortgage team for their hard work [...]

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By Lori on March 29, 2018
in Uncategorized
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Does Shopping Around For Credit Really Impact My Score Negatively?

Many of our clients who have already been to a bank or broker are reluctant to have us give a second opinion for fear having their credit pulled multiple times will impact them negatively for “credit seeking”. Fortunately the credit reporting agencies allow for a certain amount of shopping around for things like cars or [...]

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By Jodi on March 6, 2016
in Uncategorized
Top Three Reasons to Work with Source Mortgage - Source Mortgage Centre - Work with Source Mortgage Alberta
Top Three Reasons to Work with Source Mortgage

When it comes time to buy a home, many Canadians don’t even realize that there is an alternative to simply going to the bank. Mortgage brokers like Source Mortgage are that alternative. At Source Mortgage, we work with you and numerous financial institutes to find the very best loan that meets all of your needs. [...]

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By Source Mortgage on January 15, 2015
in Uncategorized
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Are Google Searches Related to the Canadian Housing Market?

Have you ever wondered whether the amount of people searching Google for a product of service is related to an increase or decrease in sales? Well, at least for the Canadian Housing Market, the two are related. Studies published by The Globe and Mail show that the amount of people searching “mortgage” on Google is [...]

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By Lori on April 29, 2014
in Uncategorized
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Becoming an Alberta Mortgage Broker

If you’ve ever thought about getting into the mortgage industry in Alberta, now is a great time to do it. Real estate sales are booming in and around Calgary and show no signs of slowing down. There are a lot of people out there looking for mortgages to finance their home purchase. But how does [...]

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By Lori on April 15, 2014
in Uncategorized
mortgage
What is a Mortgage Broker and why do you Need One?

Maybe you’re like a lot of people. You’ve heard of mortgage brokers before but you’ve always got your mortgage from your bank and you aren’t sure what the difference is between a broker and a bank. The mortgage industry is extremely competitive these days and everyone wants to lend you money (well almost everyone). You [...]

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By Lori on March 30, 2014
in Uncategorized
What You Need to Know About New Canadian Debt Servicing Guidelines
What You Need to Know About New Canadian Debt Servicing Guidelines

In recent months, big changes have been made to the way Canadian banks look at your available income and debt servicing for the purposes of loan qualification, and those changes could have enormous effects on your ability to qualify for a home. The changes reflect the decision of the Ministry of Finance to tighten borrower [...]

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By Lori on March 24, 2014
in Uncategorized
mortgage broker
How Does a Mortgage Broker Get Paid?

If you’re in the market for a mortgage you’ve likely been shopping around for the best rate. With mortgage interest rates as low as they are these days there isn’t a big difference between the rates different lenders can offer. However, even half a percentage point can make a big difference over the life of [...]

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By Lori on March 15, 2014
in Uncategorized
home loan
Why Tighter Credit Requirements Are a Good Thing

In the past couple of years, we’ve seen the Canadian government (and mortgage providers) tighten up a bit when it comes to credit and down payment requirements. Simply put, it just isn’t as easy as it used to be to qualify for a home loan, at least not with most lenders. And, while the more [...]

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By Lori on February 28, 2014
in Uncategorized
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Heartwarming Stories

Source was absolutely great to work with - went above and beyond to help us get everything done when buying our new home. Highly recommended!! Chad and Jenelle Richards Jan 09 2013

Chad and Jenelle Richards
Added January 23rd 2013

Interest Rates

6mth Term 3.95%
1yr Term 2.99%
2yr Term 2.69%
3yr Term 2.99%
4yr Term 3.39%
5yr Term 3.04%
V.R.M. Prime-.65 or 2.35%

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