OUR TEAM IS PROUD
TO HELP OUR FRIENDS
GET THE VERY BESTmortgages
OUR TEAM IS PROUD
TO HELP OUR FRIENDS
GET THE VERY BESTmortgages
Purchasing a home now is going to look a lot different then when our parents purchased homes back in the day. Not only have the houses changed to meet our modern needs, but so has our technology to buy those houses. There was a time when you either had to pound the pavement or know [...]
Purchasing a home is an exciting opportunity to lay down some roots and start building equity for yourself and your family. As wonderful as the benefits are, many new home buyers get overwhelmed by the process. Undue stress and anxiety can lead to costly mistakes and even buyers regret. When it comes to making informed [...]
The first step for many home buyers is applying for a pre-approval. Getting pre-approved before you even start looking for homes ensures that you aren’t falling in love with a house you really can’t afford. Unfortunately, there seems to be quite a few misconceptions about pre-approval that confuse potential home buyers. In this week’s article [...]
In Canada, the longest allowable loan you can receive is for ten years. Most mortgages will not be paid within this length of time, meaning that homeowners will need to choose between renewing and refinancing at least once over the period that they own their home. We are often asked by our clients whether or [...]
Mortgage rates can make or break a potential homeowner’s decision to go with a certain lender or product. Low mortgage rates can feel more manageable from month to month while high mortgage rates can suggest more risk to the lender. It goes without saying that most homeowners want to take advantage of low rates. Unfortunately, [...]
If you are just beginning your home-buying journey, you may be wondering if working with a mortgage broker would be helpful. You’ve heard that brokers help to consolidate your search by presenting offers from a variety of lenders. For many people, that is reason enough to talk with one of our mortgage experts. However, there [...]
There are many ways to secure a mortgage out there, starting by who you decide to enlist on your team. At the beginning of your mortgage journey, you will need to choose between using a banker and a mortgage broker. Here are some key differences between the two: Application Process The application process is probably [...]
Purchasing your own home is such an incredibly liberating experience that it can be easy to forget all of the underlying costs not included in your mortgage contract. Don’t be caught unawares by hidden costs. Here are some expenses you’ll want to consider in your home buying budget. Home Inspection While not mandatory, home inspections [...]
Purchasing a home comes with a lot of rules. While most people prefer mortgage rules to those that come with renting a home, homeowners should still be aware of what they can and cannot do. When it comes to prepayment, you’ll definitely want to read through the fine print. Prepayment: When Penalties Apply Your lender [...]
It’s no surprise that the mortgage process has the potential to get very complicated. With all of the paperwork and lenders and moving parts involved, it’s important to have a way to keep everything organized. If you’ve read our page on Velocity, then you know that we are using this technology to transform your mortgage [...]
Recent Comments