Sometimes the perfect home may be out of your budget’s reach. It’s an unfortunate and disappointing reality for a lot of first time homeowners. Working with Calgarians, we find many people are trying to find their dream home, but probably wouldn’t be able to finance it even if they did find it. Fortunately, there’s an [...]
It’s no secret that when it comes to renting in Calgary, there simply isn’t all that much available at the moment. Upgrading from renting a one bedroom to a two bedroom can be pretty difficult — there just aren’t many vacant places. It’s one of the reasons many young couples and families in Calgary are [...]
A lot of different factors affect just how much your home is worth. Like with most things in life, you have control over some but not all of these. The fluctuating market conditions for example are rarely in your control unless you’re very patient. You’ll have some influence on the marketing your agent does on [...]
Credit scores are very important, little numbers now a days. They are how an institution evaluates whether the person applying for a mortgage is trustworthy. We no longer live in a world where people can just vouch for one another or a person’s word counts for a lot. We live in a world of numbers [...]
Is it feeling like it’s past time to start working towards getting into your first home? Many renters want to be homeowners, but they aren’t sure how they’ll ever afford the down payment. While a first time homeowner may be able to get away with as little as 5% down, it’s generally recommended to have [...]
When soon to be homeowners begin shopping for their first mortgage, many of them make the mistake of thinking their interest rate and the fees are the only things that matter. However, there’s much more to a mortgage than just the rate you’re paying right now. Each type of mortgage rate can fluctuate differently depending [...]
There’s something about homeownership. Without really knowing why, most people want to buy and own their own home. They can paint it the way the want; they can decorate or be noisy. However, before owning their own home, most people have rented at some time. While some enjoy the freedom and flexibility that comes with [...]
When there’s only a couple weeks or months before your house goes on the market, it may feel like you’ve run out of time to increase your homes value. After all, renovations often fall behind schedule, and no one wants to dump tens of thousands of dollars into a house they’re selling shortly. However there [...]
You may be wondering how big is the average house? What qualifies as a “tiny” or “micro” house? When you’re looking at the square feet of a potential home, what actually counts? It can be hard for first time homeowners to know exactly how much space the houses they’re look at will have or how [...]
And often, it can be a terribly complicated question at that. It’s a complex calculation that depends on many factors. How much do homes in your area cost compared to the price of rent? What does the interest rates look like? What sort of homes are available? How long are you planning on staying? What [...]
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