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OUR TEAM IS PROUD
TO HELP OUR FRIENDS
GET THE VERY BESTmortgages
This is the day you’ve been waiting for: possession day. Everything is packed, paperwork has been signed, and the great, big “sold” sign on the front lawn has been taken down. Now you get to begin the process of settling in and transferring over all your worldly possessions – almost. There are a few items [...]
The pandemic has been a rollercoaster ride for those looking to buy or sell their homes. It can be unnerving to let strangers into your home for a traditional showing. Luckily, real estate agents and other housing professionals are coming up with creative ways to keep the market moving while still keeping everyone safe. Read [...]
Residential landlords are some of the most affected by the pandemic. With the sudden drop in unemployment, many renters are struggling to pay their monthly bills. Prior to May 1, 2020, landlords were unable to evict tenants on the grounds they couldn’t pay their rent. As the economy opens back up, the rules are changing [...]
For most homeowners, bankruptcy is a terrifying word. Becoming bankrupt is a legal process that eliminates debt, in return for the surrender of all your assets and the completion of certain duties. The unfortunate reality is that nearly 126,000 Canadians will file for bankruptcy each year. The good news is that filing for bankruptcy isn’t [...]
It’s no surprise that the pandemic has deeply impacted the real estate industry. New rates and new rules have forced mortgage professionals, buyers, and sellers alike to adjust to new normals. Like everywhere else, social distancing has become a key part of maintaining the health and safety of our families and our communities, but what [...]
Condominiums offer homeowners great benefits such as access to onsite amenities, enhanced security, and fewer maintenance responsibilities than a stand-alone house. It’s no wonder that more and more Albertans are considering the condo lifestyle. These advantages are made possible by condo fees, a monthly payment made to the condo board. In this week’s article, we [...]
COVID-19 has had a massive impact on all our lives. Livelihoods, schooling, and even basic interactions have all had to drastically change in the wake of this devastating pandemic. Here’s how Albertans are staying strong and pushing through despite these tumultuous times. Slowly Shifting Back into Drive The Albertan Government implemented stage two of their [...]
Mortgage fraud is a crime that is taken very seriously by the real estate industry, the Albertan government, and the police. With that in mind, it is important not to inadvertently participate in mortgage fraud and to actively protect yourself from becoming a victim of it. There are three main types of mortgage fraud in [...]
According to federal law, if your lender is a federally regulated institution they must provide you with a renewal statement at least three weeks prior to the end of your mortgage term. This gives homeowners almost a month to decide whether to renew, refinance, or even apply for a HELOC. To get the most out [...]
According to the CBC, over 117,000 workers lost their jobs at the onset of the province shutting down to slow the spread of COVID-19. This sudden loss of income hit many families hard, forcing them to make some hard decisions regarding their finances. Cutting down on extra expenses like the morning coffee and eating out [...]
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